Startups Directory

Mambu is a cloud-native SaaS core banking platform that powers digital-first lending and deposit services for financial institutions. It replaces expensive, slow legacy banking software with a composable architecture where implementation takes months instead of years, integration takes minutes, and updates deploy continuously. Serving over 260 customers across 65 countries including N26, Commonwealth Bank of Australia, and Western Union, Mambu enables banks and fintechs to rapidly launch innovative customer journeys via APIs connected to payment providers and complementary SaaS services.

Ampla is an all-in-one financing platform for omnichannel consumer brands, combining a flexible line of credit, modern banking services (checking account, debit card, corporate Visa card), and data analytics. The platform uniquely underwriters businesses by considering omnichannel revenue streams—including stores, wholesale, and e-commerce—rather than just online sales. Ampla originated over $2B in loans and processed $5T in transaction volume before its acquisition by FundThrough in April 2025.

Iwoca is a UK-based fintech lender that uses machine learning and real-time business data to provide fast, flexible loans to SMEs rejected by traditional banks. Since 2012, it has lent £4 billion to 100,000+ businesses with decisions in 24 hours and interest rates starting at 1.5% per 30 days. Unlike conventional loans, borrowers only pay interest on outstanding balances with flexible repayment terms from 1 day to 24 months and no early repayment penalties.

Best Egg (formerly Marlette Holdings) is a financial services technology company that streamlines personal lending through its online platform, enabling consumers to consolidate debt, finance home improvements, and cover medical expenses. The company partners with FDIC-insured banks to originate loans, offering fast approval and funding in as little as one day. Beyond personal loans, Best Egg has expanded into credit cards and financial wellness tools, serving nearly 3 million customers with over $30 billion in originated loans. Note: As of October 2025, Best Egg was acquired by Barclays Bank and is no longer an independent startup.

Kueski is Mexico's largest online consumer lender, using machine learning and alternative data (device info, behavioral signals, sociodemographic data) to approve loans in minutes for users without traditional credit history. The platform has disbursed over 30 million loans and operates both a direct lending product (Kueski Cash: $200-$25,000 MXN loans) and a buy-now-pay-later service (Kueski Pay) integrated with major retailers like Walmart and Amazon Mexico. Unlike traditional banks relying on credit bureaus, Kueski evaluates hundreds of unconventional variables to serve the financially underserved, achieving 90% user recurrence and low single-digit delinquency.

OfBusiness is a tech-enabled platform that combines raw material procurement and credit/financing for Indian SMEs. The platform serves 700,000+ registered SMEs across 100+ product categories including metals, chemicals, polymers, and building materials. It uniquely integrates commerce with lending through its NBFC 'Oxyzo Financial Services', offering unsecured credit limits up to ₹2 crore without collateral. The company has achieved profitability since inception and generated ₹22,500Cr in annual revenue as of March 2025.

Camino Financial is an AI-powered community lending platform providing affordable business loans to credit-invisible, cash-heavy small businesses that don't qualify for traditional bank financing. Using proprietary CaminoScore technology and community partnerships, they offer loans with monthly payments 40% lower than alternative products. The platform serves primarily minority-owned and first-time borrowers, having funded over $350 million across 12,000+ businesses as of December 2023.

Built Technologies provides cloud-based construction lending software that automates manual workflows and centralizes loan administration for banks and financial institutions. The platform enables same-day draw request processing, reduces back-office staff by 80%, and delivers measurable ROI—one early client saw $2.5M in value creation from a $50K annual subscription. Built serves over 150 leading U.S. construction lenders, including U.S. Bank, Fifth Third Bank, and Citizens Bank, making it the market leader used by nearly half of the top 100 construction lenders.

Fazz is a B2B neobank and payment infrastructure platform serving businesses across Southeast Asia, from warungs to Fortune 500 companies. The platform enables businesses to accept payments (e-wallet, bank transfer, credit card), maintain business cash accounts with 4% interest, access corporate cards, and utilize lending products like invoice financing. Fazz addresses the $300 billion funding gap for MSMEs by providing enterprise-grade financial tools at accessible price points, processing over $6 billion in annualized GTV.