Startups Directory

Stripe is a developer-first payments platform that simplifies accepting payments online and in-person through a simple seven-line API integration. Beyond payments, it provides a comprehensive suite of tools for treasury management, billing, fraud prevention, and compliance, enabling businesses to manage the full complexity of operating online. Founded by Patrick and John Collison, Stripe serves everyone from startups to enterprise companies across 195+ countries with a platform designed for both simplicity and scale.

Formstack is a no-code workflow automation platform that enables non-technical users to create digital forms, generate documents, and collect eSignatures while integrating seamlessly with CRMs and ERP systems. The platform solves the gap between business users who understand processes and technical teams who build solutions, empowering "citizen-developers" to automate workflows without programming. Used by over 32,000 organizations including Netflix, Shell, and Kaiser Permanente, Formstack saves users an average of 17 hours per week by automating data collection and document workflows.

PayJoy provides buy-now-pay-later smartphone financing for underbanked populations in emerging markets, with loans typically spanning 3-12 months at no interest and no hidden fees. The company uses the smartphone itself as collateral and employs machine learning to assess creditworthiness, achieving 20% lower default rates than traditional lenders. PayJoy has served over 15 million customers across Africa, Asia, and Latin America, and recently expanded into credit products like the PayJoy Card to help customers build traditional credit scores.

Bolt is a cloud-based checkout and payment processing platform that uses AI and machine learning to streamline eCommerce transactions across web and mobile. The platform recognizes returning customers through its Universal Shopper Network (80M+ customers) to enable password-free checkout, while offering 100% fraud coverage through analysis of 200+ transaction variables. It charges 0% fees for first-time customers and 2% for repeat purchases, helping retailers increase checkout conversion rates by 10-20% while reducing fraud risk.

Cambridge Mobile Telematics builds AI-powered telematics software that transforms smartphones, car sensors, and dashcams into real-time driving risk detectors. Its DriveWell Fusion platform analyzes sensor data from millions of devices to measure driving behavior, enabling insurers to offer personalized pricing and help drivers save up to 50% on premiums. CMT also serves municipalities with traffic and road safety insights, and provides claims processing tools with real-time crash detection and damage assessment.

SpotOn is an integrated restaurant management platform that unifies point-of-sale, online ordering, labor management, kitchen operations, and payment processing into a single system. The company serves restaurants of all sizes—from local establishments to MLB stadiums—with flexible software tiers and optional payment processing. SpotOn differentiates by allowing merchants to choose their payment processor or use existing systems, avoiding vendor lock-in common with competitors like Square and Toast. Founded by payment industry veterans Matt and Zach Hyman alongside Doron Friedman, SpotOn has raised $923M and serves thousands of restaurants seeking integrated operations without forced processor dependencies.

StackAdapt is a self-serve programmatic advertising platform (DSP) that automates the buying and optimization of ad inventory across multiple channels including display, video, native, connected TV, audio, in-game, and digital out-of-home. The platform serves digital marketers and agencies by consolidating campaign planning, execution, and analysis into one streamlined interface with machine learning-powered optimization. StackAdapt eliminates the complexity of managing programmatic ads across fragmented channels and supply sources, delivering transparent pricing with no hidden tech fees.

Mixpanel is an event-based product analytics platform that helps companies measure user behavior through detailed event tracking, retention analysis, and funnel visualization. The platform goes beyond traditional page-view analytics to capture specific user interactions like clicks, scrolls, and video plays, providing AI-powered insights into user engagement. Built by former Slide employees who recognized that startups lacked access to sophisticated analytics tools, Mixpanel now serves nearly 20,000 companies including 14% of Fortune 500 companies like Netflix, Uber, and Pinterest.

ConsenSys is a global blockchain infrastructure and software company founded by Ethereum co-founder Joseph Lubin that builds developer tools, enterprise applications, and scaling solutions powered by Ethereum. Its flagship products—MetaMask (self-custodial wallet securing $60B in assets) and Infura (node infrastructure serving millions of transactions)—serve as critical infrastructure for the Web3 ecosystem. The company also develops Linea (Layer 2 scaling), Quorum (enterprise blockchain platform acquired from JPMorgan), and provides smart contract auditing and staking services to enterprises and developers.

Everphone is a Device-as-a-Service (DaaS) platform that enables enterprises to procure, manage, and deploy corporate smartphones and tablets through a subscription model. The company converts device expenses from capital expenditure to predictable monthly operating costs, handling the entire lifecycle including sourcing, MDM configuration, deployment, repairs, and data erasure. Everphone currently manages over 250,000 devices for more than 1,000 companies, including DAX companies and major consulting firms, freeing IT teams approximately 2 hours per device.

Pleo is a European spend management platform that issues smart corporate payment cards (physical and virtual) integrated with real-time expense tracking and accounting software. It automates the entire employee spending workflow—from card transactions to receipt capture to invoice management—while giving finance teams budget controls and fraud detection. Pleo serves 40,000+ small and medium-sized businesses across 14 European markets, positioning itself as the dominant player in a spend management category worth $80B+ globally.

Mosyle is a cloud-based unified platform purpose-built for Apple device management in enterprise and education environments. It integrates mobile device management (MDM), endpoint security, identity management, application deployment, and compliance automation into a single solution. Unlike competitors, Mosyle offers comprehensive functionality at $1/device/month for businesses and $0.46/month for education, with the ability to patch and deploy virtually any compatible application. The company serves over 47,000 organizations managing millions of Apple devices across K-12 schools, SMBs, and enterprises.

MaintainX is a mobile-first CMMS/EAM platform that digitizes paper-based maintenance workflows for industrial and frontline teams. The AI-powered software helps manufacturers, facilities, and distribution centers manage work orders, preventive maintenance, and assets across multiple sites. Customers report 34% reductions in unplanned downtime, 15% production capacity increases, and up to 32% savings in maintenance costs. The platform serves 6,500+ customers managing 11M+ assets globally.

Scandit provides enterprise-grade computer vision SDK technology that enables smart data capture—barcode scanning, text and object recognition—on any mobile device or smart camera. The platform allows third-party apps to integrate advanced barcode scanning that works reliably in extreme conditions: low light, damaged labels, and challenging angles. Scandit's proprietary algorithms achieve 5x faster scanning speeds compared to competitors and serve over 1,700 global customers across retail, logistics, healthcare, and manufacturing sectors.

Motive is a comprehensive physical operations platform that combines AI-powered dashcams, GPS tracking, compliance tools, and spend management into a unified operating system for fleet and field service businesses. Serving nearly 100,000 customers from small operators to Fortune 500 enterprises like Halliburton and Maersk, Motive started as an electronic logging device (ELD) compliance tool and evolved into an all-in-one solution that consolidates vehicle, driver, and equipment data. The platform uniquely integrates both operational visibility and financial management through the Motive Card, a fee-free corporate Mastercard for automated fleet spend.

Thunes is a global payments infrastructure platform that enables real-time cross-border payments across 130 countries and 80 currencies through direct integrations with 350+ financial institutions and mobile wallets. The platform serves fintech companies, payment providers, and enterprises like PayPal, Revolut, and Uber by eliminating reliance on aggregator chains and delivering 90% instant transaction settlement with transparent FX rates. What differentiates Thunes is its direct connections to local payment endpoints (like M-Pesa and GCash) combined with its SmartX Treasury System, which automates FX execution and eliminates idle capital requirements across payment corridors.

Backbase provides an AI-native banking platform that enables financial institutions to modernize their digital channels without replacing legacy core systems. The platform layers digital banking interfaces, data orchestration with agentic AI capabilities, and pre-built integrations on top of existing infrastructure. Backbase serves 150+ banks globally including Barclays, BNP Paribas, and Citibank, differentiating itself through singular focus on customer engagement and the ability to leverage banks' own data combined with external sources.

BuildOps is a cloud-based SaaS platform that serves as "mission control" for commercial specialty contractors, consolidating invoicing, billing, scheduling, estimates, proposals, payments, and financial reporting into a single unified system. The platform is purpose-built for the commercial contracting sector—hospitals, data centers, and building maintenance—rather than residential contractors. Key differentiators include 80% faster quoting cycles, dramatic improvements in cash flow (reducing receivables from 90-120 days to 30 days), and integrated project and financial visibility across field operations.

Atom Bank is the UK's first fully digital, mobile-only bank that launched in 2016 without physical branches. It offers residential mortgages, savings accounts, and business loans entirely through its app, using face and voice recognition for authentication. Built on modern cloud infrastructure (Google Cloud, Thought Machine's Vault Core), Atom leverages automation and digital-first processes to deliver competitive rates and a 4.8/5 Trustpilot rating with a Net Promoter Score of 89.

JUMO is a Banking as a Service platform that uses AI to power financial services in emerging markets. The platform provides end-to-end banking infrastructure (Core) and an AI processor (Unify) that makes credit decisions using non-traditional data points like GSM records and mobile wallet transactions. JUMO enables credit access for entrepreneurs without prior financial history, partnering with mobile network operators and banks across Africa to disburse loans and reach underserved populations.

Solutions by Text is a compliance-first enterprise text messaging platform that enables real-time payments through SMS—the only end-to-end solution combining native text and payment capabilities for consumer finance. Built on FinText™ technology, it helps lenders, servicers, and collection agencies conduct compliant customer communications and accept payments directly through text messages. The platform serves over 1,500 customers in regulated industries, with 60% of new customers previously avoiding SMS due to compliance concerns.

M2P Fintech is an API infrastructure platform that enables banks, fintechs, and digital platforms to embed financial products into their customer journeys. The company offers a 'bank-in-box' solution with core banking systems, loan management, payment processing, and compliance tools that connect to public infrastructure, incumbent banks, and NBFCs. Operating across 30+ markets in Asia Pacific, MENA, and Oceania, M2P powers 200+ banks, 300+ lenders, and 800+ fintech engagements serving 50+ million end users.

CleverTap is a customer engagement and retention platform that combines product analytics, user segmentation, and campaign automation into a single system. It tracks user behavior across mobile and web, segments audiences based on actions and attributes, and automates targeted campaigns across multiple channels. Trusted by 1,200 companies including Gojek, EA, and AirAsia, CleverTap helps digital brands maximize user lifetime value by turning behavioral data into retention-focused actions.

SoundHound AI is a voice and agentic AI platform that enables businesses to build and deploy conversational AI agents across digital and physical channels—phones, kiosks, drive-thrus, in-vehicle systems, and more. The company's proprietary OASYS platform automates conversations by learning from documentation and call transcripts, then self-improves by identifying where customers get stuck. With 400+ patents and 10+ billion automated conversations annually, SoundHound is a core infrastructure provider for enterprise conversational AI.

Cloudinary is a cloud-based media management platform that automates the storage, transformation, optimization, and delivery of images and videos at scale. It provides developers with APIs, SDKs, and widgets to integrate media workflows into applications with minimal code. The platform serves 5,500 customers managing nearly 30 billion assets, from e-commerce giants like Walmart and DoorDash to fashion brands like Reformation. Cloudinary combines digital asset management with real-time media transformation capabilities, positioning itself as a hybrid solution that commands premium pricing versus point solutions like Imgix or ImageKit.

SumUp provides mobile payment infrastructure that enables small and medium-sized businesses to accept card payments via wireless card readers connected to smartphones or tablets. The company processes transactions within 1-2 business days and transfers funds directly to merchant bank accounts. SumUp operates in 36 markets across Europe, the US, Latin America, and Australia, serving over 4 million merchants from single-person operators to major event spaces. The platform differentiates through simplicity, accessibility for non-technical users, and the lowest transaction fees in its category.

Cape is a privacy-first mobile carrier that owns and operates its own mobile core and SIMs, addressing network-layer vulnerabilities that app-based solutions cannot fix. Unlike traditional MVNOs that resell carrier services, Cape embeds privacy and security at the cellular infrastructure level to protect against SIM swaps, surveillance, and metadata breaches. Founded by former Palantir executives with national security expertise, Cape serves U.S. government agencies, enterprise executives, journalists, and privacy-conscious consumers across the country.

Clip is Mexico's leading mobile point-of-sale and digital payment platform that enables small businesses and independent merchants to accept card payments via smartphones and tablets. The platform eliminates traditional barriers to payment acceptance—monthly fees, minimum transaction requirements, and excessive paperwork—while addressing Mexico's cash-heavy economy where 80% of personal consumption expenditure occurs offline. Beyond card readers, Clip offers inventory management, online commerce solutions, payment links, and business financing services, serving over 1 million merchants.

TerraPay is a mobile-first international payment network that interconnects financial services providers—banks, mobile wallets, money transfer operators, and payment platforms—through a single API. Operating as an asset-light, network-heavy model, TerraPay enables seamless cross-border fund transfers to 139 receive countries with access to 7.5+ billion bank accounts and 2.1+ billion mobile wallets. The platform reduces integration friction for partners while capturing transaction routing and settlement economics, positioning itself as a preferred rails provider for remittances, gig platforms, and marketplaces in emerging markets.

MFS Africa is Africa's largest mobile money interoperability hub, connecting over 400 million mobile wallets and millions of bank accounts across 40+ countries through a single API. The platform enables enterprises—from fintech companies to NGOs—to scale digital payment strategies by providing seamless cross-border transfers, merchant payments, bulk payouts, and bank-to-wallet services. With partnerships spanning 180+ mobile money operators and global remittance providers like Western Union and MoneyGram, MFS Africa has become the infrastructure backbone for digital payments across the continent.

Kandji is a unified platform for securing, managing, and automating Apple device fleets at scale, supporting macOS, iOS, iPadOS, and tvOS. It combines device management, endpoint security, compliance, and automation—eliminating manual IT work through zero-touch deployment, security baselines, and real-time compliance monitoring. The platform integrates with 150+ enterprise tools including Apple Business Manager, Slack, Microsoft 365, and Drata. Kandji serves enterprises across 40+ industries, with 30%+ of customers and revenue outside North America.

PhotoRoom is an AI-powered product photography platform that automates image editing for e-commerce sellers. It uses deep learning to remove backgrounds, generate AI backgrounds and shadows, expand scenes, upscale images, and create product photos from scratch—all without requiring Photoshop expertise. The platform serves e-commerce businesses, marketplaces, and creative teams at scale, with APIs integrated by Shopify, Netflix, and Warner Bros. PhotoRoom's focus on simplicity and speed distinguishes it from broader photo editing tools like Photoshop.