Startups Directory

Formstack is a no-code workflow automation platform that enables non-technical users to create digital forms, generate documents, and collect eSignatures while integrating seamlessly with CRMs and ERP systems. The platform solves the gap between business users who understand processes and technical teams who build solutions, empowering "citizen-developers" to automate workflows without programming. Used by over 32,000 organizations including Netflix, Shell, and Kaiser Permanente, Formstack saves users an average of 17 hours per week by automating data collection and document workflows.

Xendit is a fintech platform that enables businesses across Southeast Asia to accept payments through 100+ methods (cards, e-wallets, bank transfers, QR codes) and disburse payouts to 450+ banks and e-wallets. Built specifically for the region's payment diversity—where credit card penetration is only 4%—Xendit serves SMBs, e-commerce platforms, and enterprises like Grab, Lazada, and Samsung Indonesia. The company differentiates through local in-market teams, transparent transaction-based pricing, and graduated tier discounts as volume increases.

Next Insurance is a digital-first insurance platform that enables small businesses to obtain commercial insurance coverage—including general liability, professional liability, workers' compensation, and commercial auto—in as little as 10 minutes through a 100% online process. The company serves over 750,000 small businesses across 1,300+ professions with instant proof of insurance and U.S.-based support. Unlike traditional brokers requiring weeks of back-and-forth, Next Insurance provides tailored quotes and immediate binding, eliminating the friction of legacy insurance purchasing. In July 2025, the company was acquired by Munich Re Group's ERGO for $2.6 billion.

OppZo provides AI-driven working capital loans for SMB government contractors, addressing the 120-day payment gap between contract execution and government reimbursement. The platform finances up to 20% of unbilled contract value ($100K-$1M+) at rates as low as 8% with no personal guarantees. OppZo digitizes traditionally manual lending processes through proprietary technology, serving an underserved market segment across 42 U.S. states.

Dojo is a fintech company providing card payment solutions, hardware, and business services for small and medium-sized businesses across the UK and Ireland. The company offers the Dojo Go card machine (processing 58% faster than industry average), payment links, online payment options, and integrated tools like booking platforms and business funding. Dojo differentiates itself through transparent pricing, flexible contracts, next-day payouts (including weekends), and 450+ EPOS integrations, targeting merchants frustrated by traditional payment providers' complexity and hidden fees.

Olist is a comprehensive SMB commerce enabler ecosystem serving Latin American small and medium businesses. The platform integrates three core pillars: a marketplace aggregation tool (Olist Store) that lets merchants list on multiple marketplaces through a single interface, a logistics and fulfillment network (Olist Pax), and financial services (Olist Credit and Olist Pay). By consolidating reputation management, inventory control, order fulfillment, and working capital access, Olist addresses the core pain points preventing SMBs from scaling on digital marketplaces.

Camino Financial is an AI-powered community lending platform providing affordable business loans to credit-invisible, cash-heavy small businesses that don't qualify for traditional bank financing. Using proprietary CaminoScore technology and community partnerships, they offer loans with monthly payments 40% lower than alternative products. The platform serves primarily minority-owned and first-time borrowers, having funded over $350 million across 12,000+ businesses as of December 2023.