Startups Directory

Sunbit is a B2B2C point-of-sale financing platform that embeds fast, transparent installment payment options into merchant checkout workflows, primarily in auto repair and healthcare. Using proprietary AI/ML, the platform approves 90% of applicants in under 30 seconds with just a driver's license, phone, and email. Merchants receive guaranteed upfront payment while Sunbit assumes credit risk, enabling 20-30% higher average order values and improved customer retention.