Startups Directory

Balance is a B2B eCommerce payments platform that enables businesses to process payments via check, card, or bank transfer with flexible terms (net 30/60/90, payment plans). Founded by PayPal alums, it addresses the $2 trillion offline B2B payments market by offering an omni-channel checkout with real-time risk assessment and instant settlement. The platform combines B2B payments, trade credit, AR management, and marketplace capabilities in a modular stack tailored for digital commerce at scale.

TradeDepot is a B2B e-commerce and embedded finance platform connecting FMCG brands to over 100,000 small retailers across Nigeria. The platform offers digital commerce, buy-now-pay-later inventory financing, integrated logistics, and data analytics. It uniquely combines a hyper-local marketplace model with embedded credit to help micro-retailers expand purchasing power while reducing supplier delivery costs by up to 25%.

Josys is an Autonomous Identity Governance Platform that unifies SaaS management, device management, and identity security for IT teams. It automates manual IT operations like access reviews, license optimization, and shadow IT detection while providing 360° visibility into an organization's SaaS and device portfolio. Built by proven founders (Raksul's Yasukane Matsumoto and experienced product leader Sanjay Rajasekhar), Josys replaces spreadsheet-driven processes with AI-powered workflows that reduce operational risk and optimize technology spend.