Verisk XactRestore MCP Server

Verisk XactRestore is a Model Context Protocol connector that brings Verisk's Xactware pricing and estimating intelligence directly into Anthropic's Claude. Announced on May 5, 2026 as one of Verisk's first two MCP connectors (alongside Underwriting Intelligence / ISO Indications), it is aimed at restoration contractors who repair property damage from insured events such as water, fire, mold, and storm losses. Instead of clicking through Xactimate dashboards and line-item catalogs, an estimator can describe a job in plain English and receive a structured draft estimate with Verisk's zip-code-specific pricing already applied.

The connector exposes Verisk's researched restoration pricing data and estimating workflows conversationally inside Claude. It supports scoping, estimate development, and iterative refinement alongside the contractor's existing Xactimate process. Verisk states that experienced contractors can save 30 minutes to two hours per estimate, and the drafts are designed to be exported back into Xactimate for final review.

Access is governed by Verisk's existing data-entitlement framework: there is no public GitHub repo, no self-serve OAuth flow, and no published server URL. The connector is provisioned by Verisk for customers who already hold an Xactimate license, an XactAnalysis profile, and a Verisk pricing-data subscription. Once Verisk enables it, the connector appears in the user's Claude connector list.

Tools

Verisk XactRestore is a provider-hosted MCP connector for Claude. It is not open source and there is no public server URL or npm package. Setup is gated behind Verisk's existing customer entitlement framework.

Prerequisites

• Active Xactimate license
• XactAnalysis profile
• Verisk restoration pricing-data subscription
• Claude Pro, Team, or Enterprise plan

Provisioning

As of the May 2026 launch, onboarding is not self-serve. To request access:

• Contact your Xactware / Verisk account manager or Verisk customer support.
• Ask to have the XactRestore Claude MCP connector enabled on your existing license.
• Once Verisk provisions the connector against your entitlement, it appears in the connector list inside your Claude workspace.

Enabling in Claude

After provisioning, open Claude, go to Settings, then Connectors, locate Verisk XactRestore, and complete the Verisk sign-in (OAuth) to bind the connector to your Xactware identity. Authentication uses your existing Verisk credentials and entitlements rather than a separate API key.

Reference

• Announcement: Verisk Newsroom, May 5 2026
• Product page: XactRestore

• Generate a first-pass Xactimate estimate from a site visit description and photos for a water mitigation job, with Verisk pricing pre-applied.
• Look up zip-code-specific restoration pricing (mold remediation tiers, demolition, drying equipment) without leaving the chat.
• Iterate on an estimate conversationally, for example asking Claude to add asbestos testing for a pre-1980 structure or swap unit-priced extraction for time and materials.
• Triage incoming losses by asking Claude to draft preliminary scopes for multiple addresses in a storm response queue.
• Train newer estimators by letting them describe a job in plain language and reviewing the structured Verisk-priced output before exporting to Xactimate.

• "Draft an Xactimate estimate for a 1,400 sq ft single-family home in 84097 with Category 2 water damage to the kitchen and adjacent living room."
• "What is the Verisk price for Class 3 water extraction per square foot in zip code 33101?"
• "Add mold remediation Tier 2 and tenant relocation expenses to the estimate I just drafted."
• "Compare unit-priced vs time-and-materials extraction for the basement on the Smith job and update the draft."
• "Export the current estimate so I can import it into Xactimate."

• Official Verisk-hosted connector backed by the same pricing data used in Xactimate, so estimates stay consistent with the carrier-recognized standard.
• Real, measurable time savings: Verisk cites 30 minutes to 2 hours saved per estimate for experienced contractors.
• Governed by Verisk's existing data-entitlement framework, which means access controls and compliance follow the customer's existing Xactware account.
• Natural-language scoping reduces the learning curve for new estimators on Xactimate workflows.

• Not self-serve: provisioning requires going through Verisk customer support or an account manager, with no public signup URL.
• Gated behind paid Xactimate, XactAnalysis, and Verisk pricing-data subscriptions, plus a paid Claude plan.
• Drafts still need manual review for recurring gaps such as asbestos/lead testing on pre-1980 buildings, tenant relocation, and mold tier transitions.
• No public technical documentation, no GitHub repo, and the exact tool surface is not published.

• Verisk Underwriting Intelligence (ISO Indications): Verisk's sibling MCP connector, focused on underwriting loss-trend and filing-signal queries rather than restoration estimating.
• Xactimate native AI features: Verisk's existing in-app assistive tooling inside Xactimate, useful if you do not want a Claude-based conversational layer.
• Community Xactimate / restoration MCP servers: Independent developers have published unofficial restoration-estimating MCP servers, but none have Verisk's licensed pricing data.