Digits MCP Server

Read-only MCP server for Digits, the AI-native general ledger. Query live financial data, run reports, and analyze transactions from any MCP client.

Finance by Digits Financial, Inc. OAuth2 active

Connect (Remote Server) Docs

Overview

Digits is an AI-native accounting platform that auto-books the majority of transactions and structures vendors, customers, categories, departments, and locations as discrete objects with stable identities. The Digits MCP server exposes that ledger to MCP-compatible AI clients such as Claude, ChatGPT, Cursor, and Perplexity, allowing users to query their live books in natural language without exporting CSVs or pre-aggregating data.

The server is provider-hosted at https://api.digits.com/mcp and uses OAuth against an existing Digits account. There is no SDK to install and no developer API key required. Tools cover business and user selection, transaction search, dimension lookups (departments, locations, categories), multi-dimensional transaction summarization, and generation of standard financial statements including P&L, Balance Sheet, Cash Flow, and AR/AP aging.

All access is read-only by design to preserve ledger integrity, which makes the server safe for use in analysis and reporting agents without risk of mutating accounting records. The MCP server is available at no additional cost across all Digits subscription tiers and was launched as an official Claude Connector in April 2026.

Tools

Tool	Description
`list_businesses`	List all businesses the authenticated user has permissions to access.
`select_business`	Select a specific business as the active context for subsequent queries.
`list_business_users`	List the users that have access to a given business.
`query_transactions`	Search transactions by date range, amount, parties (customers/vendors), and categories.
`search_term`	Search across customers, vendors, categories, departments, and locations to find matching entities.
`list_departments`	List all departments configured for the selected business with their identifiers.
`list_locations`	List all locations configured for the selected business with their identifiers.
`list_categories`	List ledger account categories and their types for the selected business.
`dimensional_summarize_transactions`	Create multi-dimensional summaries of transactions, for example spending by category or revenue by customer.
`financial_statement`	Generate financial statements including P&L, Balance Sheet, Cash Flow, and AR/AP aging.

Setup Guide

The Digits MCP server is hosted by Digits at https://api.digits.com/mcp. You authenticate with your existing Digits account via OAuth. No API keys or developer accounts are required.

Prerequisites

A Digits account with access to at least one business
An MCP-compatible client (Claude Desktop, Claude Code, ChatGPT, Cursor, Perplexity, etc.)

Claude Desktop

Open Customize, then Connectors, then Add (+). Enter:

Name: Digits
URL: https://api.digits.com/mcp

Authorize via OAuth when prompted.

Claude Code (CLI)

claude mcp add --transport streamable-http digits https://api.digits.com/mcp

Authorize via OAuth when prompted.

Cursor

Add to ~/.cursor/mcp.json:

{
  "mcpServers": {
    "digits": {
      "url": "https://api.digits.com/mcp"
    }
  }
}

Restart Cursor and authorize via OAuth.

ChatGPT

Go to Settings, then Apps, enable Developer Mode, click Create, enter the URL https://api.digits.com/mcp, check the trust box, and authorize via OAuth.

Perplexity

Go to Settings, then MCP Servers, then Add Connector with the URL above and authorize.

After connecting, use list_businesses and select_business to set the active business before running queries.

Use Cases

Ask an AI agent about current burn rate, runway, cash position, or vendor spend with answers grounded in reconciled books rather than stale exports.
Generate monthly board reports and investor updates by pulling P&L, Balance Sheet, and Cash Flow statements directly from Digits.
Run dimensional analysis such as revenue by customer, spending by department, or cost by location without building custom dashboards.
For accounting firms, blend client financial data with CRM, HR, and project management context in a single AI conversation for advisory work.
Detect anomalies in transactions by searching for unusual amounts, vendors, or categories within a date range.

Example Prompts

"Show me our P&L for Q1 2026 compared to Q1 2025."
"List the top 10 vendors by spend in the last 90 days, grouped by category."
"What is our current cash position and AR aging?"
"Find any transactions over $10,000 to vendors I have not paid before this year."
"Summarize revenue by customer and location for the previous quarter."

Pros

Official, provider-hosted server maintained by Digits, no self-hosting required.
OAuth setup with existing Digits credentials, no API key management.
Read-only by design, safe to use with agentic workflows without risk of mutating ledger data.
Free across all Digits subscription tiers and listed as an official Claude Connector.

Limitations

Requires a Digits account; not useful if your books live in QuickBooks, Xero, or NetSuite.
Read-only, so it cannot create journal entries, reclassify transactions, or update vendors from the agent.
Tool surface is focused on querying and reporting; advanced operations like budgeting or forecasting are not exposed as dedicated tools.

Alternatives

Apideck MCP Server (normalized accounting tools across Digits, QuickBooks, Xero, and others, with write capabilities through the Apideck Vault)
QuickBooks community MCP servers for Intuit QuickBooks Online ledgers
Xero community MCP servers for Xero accounting data