Startups Directory

Bolt is a cloud-based checkout and payment processing platform that uses AI and machine learning to streamline eCommerce transactions across web and mobile. The platform recognizes returning customers through its Universal Shopper Network (80M+ customers) to enable password-free checkout, while offering 100% fraud coverage through analysis of 200+ transaction variables. It charges 0% fees for first-time customers and 2% for repeat purchases, helping retailers increase checkout conversion rates by 10-20% while reducing fraud risk.

PayFit is Europe's leading cloud-based payroll and HR software that combines the control of in-house payroll with the expertise of outsourced services. It automates payroll calculations, tax deductions, and social contributions while offering integrated HR capabilities including absence management, time tracking, expense tracking, and onboarding. The platform targets SMBs with 20-300 employees across Europe, with particular strength in France and the UK, serving over 6,500 companies.

Melio is an all-in-one bill pay and invoicing platform that digitizes business-to-business payments for small and mid-market businesses. It enables companies to pay vendors via ACH transfers, credit cards, or debit cards—even when vendors only accept checks—while automating accounts payable and receivable workflows. With features like batch payments, approval workflows, virtual cards, and international payments across 80 countries, Melio transforms traditionally manual payment processes into streamlined, automated operations that improve cash flow management and save teams 15+ hours monthly.