Startups Directory

Rain is a full-stack fintech infrastructure platform that enables developers, fintechs, and financial services firms to embed stablecoin payments into their products through a unified API. The platform handles money-in, storage, spending, and money-out across multiple blockchains while managing complex back-end operations like tokenization, compliance, and settlement. Rain's proprietary settlement stack allows Visa card transactions to interoperate with stablecoins, making them practical for everyday purchases. The company pioneered the ability to settle Visa transactions using stablecoins seven days a week, reducing working capital requirements and enabling near-instant liquidity.

Moniepoint is an all-in-one financial platform providing payment processing, digital banking, credit facilities, and business management tools for small and medium-sized businesses across Nigeria and expanding internationally. The company operates a network of payment terminals integrated with mobile banking apps, allowing merchants to accept payments, manage inventory, and access working capital loans underwritten by transaction data. With 1 billion+ monthly transactions and $22 billion in annual payment volume, Moniepoint has become Nigeria's largest agent banking player, serving 10 million businesses and individuals.

FundGuard is a cloud-native, AI-powered investment accounting platform that serves as a core system of record for asset managers and fund administrators. It automates complex multi-asset accounting workflows, real-time NAV monitoring, and exception management across multiple books of record (IBOR, ABOR, X-BOR). The platform uses machine learning to automatically map financial data from any format (CSV, Excel, XML, screenshots) and transform accounting from reactive to proactive, reducing operational risk and manual effort.

Swap Commerce is an e-commerce operating system that unifies backend operations—shipping, returns, inventory, tax, compliance, and cross-border workflows—into a single platform. It serves rapidly scaling D2C and e-commerce brands that need to manage complex global logistics without maintaining multiple disconnected tools. The platform reduces operational costs by up to 30% and increases revenue by 8% through AI-driven inventory management and automated cross-border compliance. Swap has evolved from a returns-focused solution into a comprehensive commerce backbone that enables brands to expand internationally without manual overhead.

Unit is a banking-as-a-service (BaaS) platform that enables companies to embed financial features—checking accounts, cards, payments, and lending—directly into their products via APIs, SDKs, and white-labeled UIs. The platform reduces what typically takes 18 months of bank negotiations and compliance work into a 5-week deployment. Unit differentiates by owning its own ledger, the most critical and sensitive part of the ecosystem, delivering superior technical control and user experience compared to competitors.