Startups Directory

Incode Technologies is an AI-powered identity verification platform that uses facial recognition, liveness detection, and document analysis to prevent fraud in real-time. The company serves financial institutions, fintech platforms, hospitality, and government agencies with a fully automated omnichannel solution that processes 4.1B+ identity checks annually. Incode's proprietary AI achieves 99% facial recognition accuracy, detects deepfakes instantly, and is 8.8x more accurate at identifying AI-generated documents than traditional methods. The platform is distinguished by its iBeta PAD Level 2 certification and zero-human-in-the-loop automation, making it faster and more fraud-resistant than competitors.

Capchase is a revenue-based financing platform that provides non-dilutive growth capital to B2B SaaS companies with $1M+ ARR. Through its Capchase Grow product, companies can access up to 70% of their annual recurring revenue as upfront capital, while Capchase Pay enables B2B buy-now-pay-later functionality for their customers. The platform has deployed over $2 billion to nearly 3,000 customers since 2020, offering 24-48 hour funding decisions without restrictive covenants or equity dilution.

Pismo is a cloud-native core banking and payments platform that unifies real-time payments, card issuance, digital wallets, and banking services through a microservices architecture. It serves banks, fintechs, and retailers across Latin America, Europe, North America, and Asia with a single SaaS platform rather than fragmented legacy systems. The platform processes over 4 billion API calls monthly and hosts 25+ million accounts handling $3B+ in monthly transactions. NOTE: Pismo was acquired by Visa in January 2024 for $1 billion and now operates as a Visa subsidiary.

RedotPay is a stablecoin-based fintech platform that combines crypto payment cards, cross-border payout rails, and multi-currency accounts into a unified financial app. It serves consumers in emerging markets facing currency instability and limited banking infrastructure by enabling global spending and transfers using cryptocurrencies without fiat conversion. With 6+ million users across 100+ countries and $10B+ annualized payment volume, RedotPay has achieved unicorn status ($1B+ valuation) in under 3 years, backed by tier-one investors including Lightspeed, Coinbase Ventures, and Goodwater Capital.

Kushki is a regional payments infrastructure platform that standardizes Latin America's fragmented payment ecosystem by integrating credit/debit cards, bank transfers, and 300,000+ cash payment points through a single API. Operating as the first non-bank acquirer licensed in the region, it enables businesses across LatAm to accept payments globally, receive funds in local currency, and process transactions end-to-end with direct VISA/Mastercard connections. The platform provides omnichannel solutions spanning e-commerce, m-commerce, and physical retail through customizable integration options including APIs, SDKs, plugins, and payment buttons.

TerraPay is a mobile-first international payment network that interconnects financial services providers—banks, mobile wallets, money transfer operators, and payment platforms—through a single API. Operating as an asset-light, network-heavy model, TerraPay enables seamless cross-border fund transfers to 139 receive countries with access to 7.5+ billion bank accounts and 2.1+ billion mobile wallets. The platform reduces integration friction for partners while capturing transaction routing and settlement economics, positioning itself as a preferred rails provider for remittances, gig platforms, and marketplaces in emerging markets.