Startups Directory

FNZ is an end-to-end wealth management platform that consolidates fragmented systems for financial institutions, integrating technology, business operations, and custody services. The platform enables banks, asset managers, and wealth advisors to deliver multi-channel services—including financial planning, trade execution, private banking, and workplace retirement—while reducing operational friction and costs. FNZ serves institutional clients globally, with a customer base including Aviva, Barclays, Lloyds, Santander, and Vanguard.

iCapital operates a B2B SaaS platform that democratizes access to alternative investments by reducing institutional minimums from $5-10M to $25-100K through feeder fund structures. The platform serves wealth advisors, asset managers, and financial institutions with a marketplace of 2,100+ funds, automated KYC/AML workflows, and portfolio analytics. iCapital generates revenue through subscription fees, investor charges, and revenue-sharing with asset managers, creating a network effect that strengthens as more managers and advisors join.

Xpansiv operates a comprehensive end-to-end platform for environmental commodities, connecting buyers, sellers, and intermediaries across carbon credits, renewable energy certificates, and water markets. The platform powers over 90% of global exchange-traded carbon credits and manages positions in 17+ registries through a unified API and interface. It serves Fortune 500 companies, governments, financial institutions, and project developers—over 100,000 customers—with real-time trading, portfolio management, and standardized data exchange capabilities.

SavvyMoney is a B2B fintech platform that enables banks, credit unions, and FinTechs to embed credit score access, credit monitoring, and personalized financial offers directly into their digital banking platforms. Rather than competing direct-to-consumer, the company powers 1,600+ financial institutions to retain customers on their own sites while driving measurable outcomes—customers using SavvyMoney improve credit scores by an average of 66 points, and institutions see 2.3x higher profitability from these users. The platform integrates with 35+ digital banking systems and is differentiated by its focus on underserved community banks, not just enterprise players.

Dojo is a fintech company providing card payment solutions, hardware, and business services for small and medium-sized businesses across the UK and Ireland. The company offers the Dojo Go card machine (processing 58% faster than industry average), payment links, online payment options, and integrated tools like booking platforms and business funding. Dojo differentiates itself through transparent pricing, flexible contracts, next-day payouts (including weekends), and 450+ EPOS integrations, targeting merchants frustrated by traditional payment providers' complexity and hidden fees.

Lumin Digital is a cloud-native digital banking platform that enables credit unions and community banks to compete with large financial institutions through modern retail and commercial banking solutions. The platform provides digital account opening, user engagement tools, AI-assisted features, and administrative capabilities with zero-downtime updates. Built entirely in the cloud, Lumin powers nearly 8 million consumer accounts across 90 financial institutions, with clients experiencing 2x asset growth and 8x market share growth compared to industry averages.

Flagstone is a UK-based fintech platform that aggregates 200+ savings accounts from 65+ banks into a single dashboard, allowing individual savers, SMEs, and charities to diversify deposits and maximize interest returns without paying management fees. The platform addresses post-financial-crisis gaps: declining rates, heightened bank risk sensitivity, and the administrative burden of managing multiple accounts. Flagstone takes a share of interest (up to 0.30%) rather than charging fees, and has facilitated £5 billion in deposits across 725,000 customers managing £17 billion in assets.

Backbase provides an AI-native banking platform that enables financial institutions to modernize their digital channels without replacing legacy core systems. The platform layers digital banking interfaces, data orchestration with agentic AI capabilities, and pre-built integrations on top of existing infrastructure. Backbase serves 150+ banks globally including Barclays, BNP Paribas, and Citibank, differentiating itself through singular focus on customer engagement and the ability to leverage banks' own data combined with external sources.

ConnexPay is a unified payment platform that combines merchant processing and virtual card issuance on a single contract with one API, eliminating the traditional 24-48 hour settlement delay. It serves intermediaries—companies like travel platforms and marketplaces that sit between consumers and service providers—enabling instant access to authorized funds for supplier payments. The platform reduces operational costs by 50%, automates reconciliation, and includes AI-powered fraud detection through Kount integration.

Global Processing Services provides GPS Apex, a multi-award-winning issuer processing platform that enables fintechs, digital banks, and embedded finance providers to process and manage credit, debit, and prepaid card transactions globally. Built by payment experts, the platform integrates seamlessly with issuers, program managers, card manufacturers, and service providers, powering next-generation payment segments including BNPL, expense management, B2B payments, crypto, and open banking. As of January 2022, GPS services operate in 48 countries, have processed 1.3+ billion transactions, and support 190 million issued cards across 180+ clients using 150+ currencies.