Startups Directory

Balance is a B2B eCommerce payments platform that enables businesses to process payments via check, card, or bank transfer with flexible terms (net 30/60/90, payment plans). Founded by PayPal alums, it addresses the $2 trillion offline B2B payments market by offering an omni-channel checkout with real-time risk assessment and instant settlement. The platform combines B2B payments, trade credit, AR management, and marketplace capabilities in a modular stack tailored for digital commerce at scale.

Wise is a fintech platform that enables individuals and businesses to send money internationally at real mid-market exchange rates with transparent, low fees (starting at 0.35%). Using a peer-to-peer matching system and local bank accounts across countries, Wise eliminates the need for physical currency conversion and traditional banking intermediaries. The platform solves the international payments problem that traditional banks created through hidden fees and unfavorable exchange rates, making cross-border money transfers faster, cheaper, and more transparent.

Navan (formerly TripActions) is an integrated platform combining corporate travel booking, expense management, and smart corporate cards into a single solution for global businesses. The platform uses real-time data to proactively monitor employee travel, alert users to disruptions, and provide 24/7 support—cutting average booking time from 60 minutes to 6 minutes. It integrates with major ERP systems like SAP, NetSuite, and Microsoft Dynamics to give finance teams real-time spend visibility. The company serves 5,000+ customers including Zoom, Lyft, Wayfair, and Adobe, with 90% adoption rates post-purchase.

Tipalti is a global accounts payable automation platform that enables mid-market and enterprise companies to pay contractors, employees, suppliers, and vendors across 190+ countries in 120+ currencies. The platform automates the entire payment workflow—from supplier onboarding and invoice processing via OCR to multi-step approvals, payment execution, and reconciliation—eliminating up to 80% of manual AP work. Unlike payment processors focused on collections (PayPal, Stripe), Tipalti specializes in mass disbursements, handling compliance, tax forms, and local regulatory requirements at scale.

AtoB is a fintech platform modernizing payments infrastructure for trucking and logistics companies. It provides zero-fee fuel cards, instant payroll, and real-time vendor payments built on Mastercard's network rather than legacy closed systems. The platform serves fleets of all sizes with transparent pricing, fuel discounts averaging 42¢ per gallon, and anti-fraud tools designed specifically for the transportation industry.

Speedchain is a commercial credit card and expense management platform purpose-built for construction companies. It combines a Mastercard World Elite card program with AI-powered receipt capture, project-level spend visibility, and accounts payable automation to help construction firms reduce manual processing costs, prevent fraud, and optimize financial workflows. The platform has processed over $2 billion in payments and delivers 5%+ realized benefits through improved controls, enhanced visibility, and industry-leading rewards.

SumUp provides mobile payment infrastructure that enables small and medium-sized businesses to accept card payments via wireless card readers connected to smartphones or tablets. The company processes transactions within 1-2 business days and transfers funds directly to merchant bank accounts. SumUp operates in 36 markets across Europe, the US, Latin America, and Australia, serving over 4 million merchants from single-person operators to major event spaces. The platform differentiates through simplicity, accessibility for non-technical users, and the lowest transaction fees in its category.