Startups Directory

Navan (formerly TripActions) is an integrated platform combining corporate travel booking, expense management, and smart corporate cards into a single solution for global businesses. The platform uses real-time data to proactively monitor employee travel, alert users to disruptions, and provide 24/7 support—cutting average booking time from 60 minutes to 6 minutes. It integrates with major ERP systems like SAP, NetSuite, and Microsoft Dynamics to give finance teams real-time spend visibility. The company serves 5,000+ customers including Zoom, Lyft, Wayfair, and Adobe, with 90% adoption rates post-purchase.

OppZo provides AI-driven working capital loans for SMB government contractors, addressing the 120-day payment gap between contract execution and government reimbursement. The platform finances up to 20% of unbilled contract value ($100K-$1M+) at rates as low as 8% with no personal guarantees. OppZo digitizes traditionally manual lending processes through proprietary technology, serving an underserved market segment across 42 U.S. states.

Camino Financial is an AI-powered community lending platform providing affordable business loans to credit-invisible, cash-heavy small businesses that don't qualify for traditional bank financing. Using proprietary CaminoScore technology and community partnerships, they offer loans with monthly payments 40% lower than alternative products. The platform serves primarily minority-owned and first-time borrowers, having funded over $350 million across 12,000+ businesses as of December 2023.