Remodel Health
Remodel Health helps employers cut health benefits costs via individual coverage HRAs.
Remodel Health is the nation's largest ICHRA (Individual Coverage Health Reimbursement Arrangement) administrator, enabling employers to provide employees with pre-tax dollars to purchase their own ACA health plans. Unlike software-only competitors, Remodel combines technology with full-service administration and expert guidance through the entire ICHRA process. The platform serves employers, brokers, employees, and payors, delivering an average of 30% savings and 2.5x ROI on health benefits spend.
Problem solved
Employers pay 15-25% more than necessary for traditional group health insurance while employees lack coverage flexibility and personalization.
Target customer
Small, medium, and large employers seeking alternatives to traditional group health insurance; brokers advising on health benefits; organizations with 50+ employees
Founders
S
Scott Lingle
Co-Founder
Health insurance industry expert from Indianapolis who developed ICHRA technology solutions in response to the Affordable Care Act.
J
Justin Clements
Co-Founder
Health insurance industry expert from Indianapolis who co-developed ICHRA quoting and technology systems.
Funding history
Series C
$100M
December 19, 2024
Led by Oak HC/FT
· Hercules Capital
Total raised:
$100M
Industries
Pricing
Custom pricing based on company size and service tier. Not publicly available; company emphasizes 'transparent pricing tailored for your organization.'
Notable customers
Crossroads Church of Avon, Eckhart & Company, Faith Community Hospital (Jacksboro, TX), oil change shop in Fort Wayne (81 employees)
Integrations
Salesforce, Google Workspace, Stripe (implied via enterprise SaaS stack)
Tech stack
imagesLoaded (JavaScript libraries)
jQuery UI (JavaScript libraries)
jQuery Migrate (JavaScript libraries)
jQuery (JavaScript libraries)
core-js (JavaScript libraries)
Swiper (JavaScript libraries)
Vimeo (Video players)
Webpack
RSS
Open Graph
WordPress (Blogs)
Linkedin Insight Tag (Analytics)
Google Analytics (Analytics)
HSTS (Security)
Font Awesome (Font scripts)
Google Font API (Font scripts)
WP Rocket (Caching)
PHP (Programming languages)
Google Workspace (Email)
Cloudflare (CDN)
MySQL (Databases)
Linkedin Ads (Advertising)
Google Tag Manager (Tag managers)
Elementor (Page builders)
Salesforce (CRM)
Yoast SEO (SEO)
WP Engine (PaaS)
Priority Hints (Performance)
Website
Competitors
zizzl health
Specializes in ICHRA solutions but operates at smaller scale; Remodel is the largest ICHRA administrator with 200+ employees.
Take Command Health
Provides ICHRA administration but lacks Remodel's full-service model combining technology with dedicated expert guidance.
Zorro
Offers employer-directed health benefits platform allowing individual budgets and choice, but less specialized in ICHRA administration.
Why this matters: Remodel Health has achieved category leadership as the nation's largest ICHRA administrator by combining technology with full-service expertise—a rare blend in health benefits software. The $100M Series C funding at a 9-year-bootstrapped company signals strong validation of the ICHRA market opportunity and Remodel's defensible market position.
Best for: Mid-market and enterprise employers looking to reduce health benefits costs while improving employee choice and satisfaction; brokers seeking to differentiate their client offerings.
Use cases
Small employer cost reduction
An 81-employee oil change shop in Fort Wayne saved $550,000 in year one by transitioning to ICHRA through Remodel Health. Employees gained flexibility to choose plans matching their needs while the employer locked in predictable costs.
Healthcare provider tax optimization
Faith Community Hospital (176 employees) in Texas saved $1M+ annually and unlocked $500,000 in additional annual tax credits by transitioning to ICHRA. The hospital maintained employee health coverage quality while dramatically improving financial performance.
Broker service expansion
Brokers partner with Remodel to offer ICHRA as a differentiated solution to their SMB and mid-market clients, creating new revenue opportunities and deeper client relationships through comprehensive benefits consulting.
Alternatives
zizzl health
Software-focused ICHRA platform; choose if you prefer self-service implementation over full-service administration.
Take Command Health
Alternative ICHRA provider; consider if seeking a smaller, potentially more nimble vendor or different service model.
Traditional Group Health Insurance
Status quo option; maintain if employee base prefers traditional coverage or administrative simplicity over cost savings.
FAQ
What does Remodel Health do? +
Remodel Health administers Individual Coverage Health Reimbursement Arrangements (ICHRA), allowing employers to give pre-tax dollars to employees to purchase their own ACA health plans. The company provides full-service administration combining proprietary technology with expert guidance for employers, brokers, employees, and insurers.
How much does Remodel Health cost? +
Pricing is custom based on company size and service tier. Contact Remodel Health directly for a tailored quote; the company emphasizes transparent, organization-specific pricing.
What are alternatives to Remodel Health? +
zizzl health offers a software-focused ICHRA platform. Take Command Health provides alternative ICHRA administration. Employers can also maintain traditional group health insurance, though Remodel typically delivers 30% cost savings.
Who uses Remodel Health? +
Small, medium, and large employers (50+ employees); insurance brokers; and organizations seeking health benefits cost reduction. Notable customers include Crossroads Church, Faith Community Hospital, and numerous manufacturing and service businesses.
How does Remodel Health compare to Take Command Health? +
Both administer ICHRA, but Remodel is the largest ICHRA administrator nationwide with 200+ employees and 100,000+ members served. Remodel differentiates through full-service administration with dedicated experts beyond software, while Take Command operates at smaller scale.
Tags
ICHRA
health benefits
employee benefits
cost reduction
group health insurance alternative
health reimbursement arrangement
ACA